:root{--c:#0a3e8c;--c2:#1458c0;--ink:#1b2430;--mut:#5a6675;--bg:#f6f8fb;--line:#e3e8ef}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff}
a{color:var(--c)}a:hover{color:var(--c2)}img{max-width:100%}
.w{max-width:1120px;margin:0 auto;padding:0 20px}
header.top{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.bar{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.logo{font-weight:800;font-size:20px;text-decoration:none;color:var(--ink);letter-spacing:-.3px}.logo span{color:var(--c)}
nav.main{display:flex;flex-wrap:wrap;gap:4px 16px;font-size:15px}nav.main a{text-decoration:none;color:var(--ink)}nav.main a:hover{color:var(--c)}
.btn{display:inline-block;padding:11px 20px;border-radius:8px;background:var(--c);color:#fff!important;text-decoration:none;font-weight:700;border:2px solid var(--c)}
.btn:hover{background:var(--c2);border-color:var(--c2)}.btn.o{background:transparent;color:var(--c)!important}.btn.o:hover{background:var(--c);color:#fff!important}
.hero{background:linear-gradient(135deg,var(--c) 0%,var(--c2) 100%);color:#fff;padding:56px 0 48px}
.hero h1{font-size:clamp(28px,4.5vw,44px);line-height:1.15;margin:8px 0 16px;letter-spacing:-.5px}.hero p.lead{font-size:19px;max-width:760px;opacity:.95}
.hero .btn{background:#fff;color:var(--c)!important;border-color:#fff;margin:8px 10px 0 0}.hero .btn.o{background:transparent;color:#fff!important}
.crumb{font-size:14px;opacity:.9}.crumb a{color:#fff}
main{padding:40px 0}.grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:40px}
@media(max-width:900px){.grid{grid-template-columns:1fr}}
article h2{font-size:26px;line-height:1.25;margin:36px 0 12px;letter-spacing:-.3px}article h2:first-child{margin-top:0}article h3{font-size:20px;margin:24px 0 8px}
article ul{padding-left:22px}article li{margin:6px 0}
aside .card{border:1px solid var(--line);border-radius:12px;padding:20px;background:var(--bg);margin-bottom:20px;position:sticky;top:84px}
aside h3{margin:0 0 10px;font-size:18px}aside ul{list-style:none;padding:0;margin:0}aside li{margin:6px 0;font-size:15px}
.cta{background:var(--bg);border:1px solid var(--line);border-left:5px solid var(--c);border-radius:10px;padding:24px;margin:36px 0}
.cta h2{margin-top:0!important}.cta .btn{margin:6px 10px 0 0}
details{border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin:10px 0;background:#fff}summary{font-weight:700;cursor:pointer}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px;margin:16px 0}
.cards a{display:block;border:1px solid var(--line);border-radius:10px;padding:16px;text-decoration:none;color:var(--ink);background:#fff}
.cards a:hover{border-color:var(--c);box-shadow:0 2px 10px rgba(0,0,0,.06)}.cards b{display:block;color:var(--c);margin-bottom:4px}.cards small{color:var(--mut);font-size:14px;line-height:1.45;display:block}
footer{background:#121a24;color:#c9d2dd;padding:40px 0 28px;font-size:15px}footer a{color:#fff}footer h4{color:#fff;margin:0 0 10px}
.fcols{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:28px}footer ul{list-style:none;padding:0;margin:0}footer li{margin:5px 0}
.legal{border-top:1px solid #2a3542;margin-top:28px;padding-top:18px;font-size:13px;color:#93a0b0}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}